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Certified Appraiser Services Β· Florida

Your Loss. Your Appraiser.
Documented Line by Line.

When you and your insurance company can't agree on the value of your loss, you have the right to demand appraisal. Kingwell Corp serves as your certified appraiser β€” documenting the full scope of your loss and presenting it in the appraisal process.

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No spam. No obligation. Free initial consultation.

2,000+
Appraisals Completed
100%
On Your Side
FL
Statewide Coverage
Free
Initial Consultation
Certified Appraiser
We Represent You
Residential & Commercial
Contingency-Based Fees
Binding Awards
Results vary based on your policy terms, coverage limits, and the specific facts of each loss. Prior results do not guarantee or predict a similar outcome in any future claim.
Certified appraiser inspecting property damage
πŸ“‹
Your Advocate
In the Appraisal

Your Expert Representative
in the Appraisal Process

An Appraiser is a certified professional appointed to represent one side in a formal insurance appraisal. When your insurance company disputes the value of your loss, you have the right to demand appraisal β€” and you need a qualified expert in your corner.

We Build Your Case from Scratch
We conduct a thorough independent inspection, document all damage with photos and measurements, and prepare a complete estimate using Xactimate β€” the industry standard.
We Defend Your Position
We present and defend your estimate before the umpire, supported by photographs, measurements and a line-by-line scope of the loss.
Faster Than Litigation
The appraisal process is generally faster and less expensive than litigation. Timelines vary with the complexity of the loss and the availability of both appraisers.
Contingency-Based Fees
Like our public adjusting services, appraiser fees are typically contingency-based. All fees and terms are disclosed in a written contract signed before any work begins.

How We Document
Your Full Claim Value

1
Free Consultation & Review

We review your policy, the insurer's offer, and the facts of your loss to determine whether demanding appraisal is the right move.

2
Appraisal Is Formally Demanded

We help you formally invoke the appraisal clause in your insurance policy β€” putting the insurance company on notice.

3
Full Inspection & Documentation

We conduct a thorough, independent inspection. Every line of damage is documented with photos, measurements, and professional notes.

4
Detailed Estimate Prepared

We build a comprehensive, line-by-line estimate using Xactimate β€” fully defensible and supported by the documentation gathered during inspection.

5
Umpire Process & Binding Award

We present your position before the umpire, who issues a written award. Under Florida law, that award establishes the amount of loss once the umpire and at least one appraiser agree.

Appraiser preparing estimate

All Loss Types.
All Property Types.

πŸŒ€ Hurricane & Wind Damage
πŸŒ€ Hurricane & Wind Damage

Florida's #1 source of disputed claims. We document wind uplift, roof damage, window failures, and interior water intrusion.

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πŸ’§ Water & Flood Damage
πŸ’§ Water & Flood Damage

From burst pipes to storm flooding, water damage is frequently underpaid. We document all affected materials and long-term repair needs.

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πŸ”₯ Fire & Smoke Damage
πŸ”₯ Fire & Smoke Damage

Fire losses often involve pervasive smoke and soot contamination that extends far beyond what is visible. We capture the full scope.

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🟀 Mold & Microbial Damage
🟀 Mold & Microbial Damage

Mold resulting from covered water events is a legitimate insurance claim. We document the extent and build a complete remediation scope.

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🏒 Commercial Properties
🏒 Commercial Properties

Office buildings, retail centers, warehouses, hotels, and multi-family properties require specialized estimating expertise.

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❌ Denied & Underpaid Claims
❌ Denied & Underpaid Claims

If your insurer has denied your claim or issued a drastically low offer, demanding appraisal may be your most powerful tool.

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Florida property appraisal

Insurer Underpaying
Your Claim?

You have the right to demand appraisal under most Florida property policies. Let Kingwell Corp document and present the full value of your loss β€” free initial consultation, no obligation.

Appraiser Services:
Your Questions Answered.

What is the difference between an Appraiser and an Umpire? +
An appraiser represents one party. An umpire is the neutral third party who steps in when the two appraisers disagree. Kingwell can serve in either role, but never both on the same claim.
When should I demand appraisal? +
Appraisal is generally considered when your insurer's estimate is significantly lower than the cost to repair or replace the damaged property. Whether it is the right step depends on your policy language and the facts of your loss.
Do I need an attorney for the appraisal process? +
Not necessarily. With an experienced appraiser on your side, you can achieve a binding resolution without an attorney.
How does your fee work? +
Appraiser services are typically contingency-based β€” a percentage of any additional amount recovered above the insurer's original offer. The exact percentage and terms are set out in a written contract you sign before we begin.
Can the insurance company reject the appraisal result? +
Once issued with agreement by the umpire and at least one appraiser, it is binding under Florida law.
How is Kingwell's appraiser service different from a Public Adjuster? +
A PA manages the full claim process from the start. An appraiser specifically represents you when a dispute has reached an impasse.
Appraiser reviewing insurance documents

Ready to fight back?

Call (305) 401-3691 for a free consultation.

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