Water damage ranks as one of the most common types of property damage in South Florida. It can affect both commercial and residential real estate. There are different kinds of water damage, and each one requires particular water mitigation methods. The severity of the water damage will differ depending on what caused it and what part of the property is affected. 

It’s essential that when dealing with water damage, the problem be addressed as quickly as possible because water damage can cause tangential issues. Kingwell Claims Adjusting offers expert water damage assessment in Miami Dade, Broward, Palm Beach County, and surrounding areas. We will examine the full extent of the water damage, both inside and outside your residence or workplace. 

Sadly, there is not much that can be done to keep a house dry from water damage. It is essential that you file an insurance claim as soon as possible after experiencing water damage because, if left untreated, it can result in mold and corrosion. Leaks from roofs are one of the most common causes of water damage insurance claims. Check your roof at least twice a year for mold, moss, and rot. Also, take note of the discoloration on the ceiling inside your home. 

The list that follows is very common in Florida :

• Frozen pipes leaking or bursting
• Refrigeration appliance leaks
• Sewage overflow or backup
• Leaky roofs caused by precipitation such as rain, snow, or other
• General plumbing mishaps
• Damage to the shingles or roof, causing leaks
• Ceiling damage
• Sewer Line Damage
• Water heater bursts
• Broken drain lines
• Broken supply lines
• Broken angle stops
• A/C Unit leaking

Insurance companies try to pay the least amount possible for your claim. But we work for you, not the insurance provider. We insist that the insurance company pay an amount based on an estimate made by us. We make sure you get maximum compensation on your claim.

Kingwell is a group of certified public adjusters committed to serving you as a property owner. From expert water damage assessment to property water damage claims, we help you at every step. Reopening and optimizing claims—even those that were previously rejected or underpaid—is our area of expertise. 

We also provide services for many other kinds of damages, such as those caused by fire, hurricanes, and mold.

Homeowners often question what is covered by their insurance when it comes to water damage claims. At Kingwell, our purpose is to make sure that property owners with water damage insurance claims in Miami Dade, Broward, and Palm Beach County get the money they have a right to by offering them guidance and support.

Home insurance typically covers sudden or accidental water damage related to storm-related issues such as burst pipes, accidental leaks, rainstorms, ice dams, appliance overflows, and damage from using hoses or fire extinguishers during a fire. Sewer and drain backups may also be covered by certain policies; however, additional insurance may be needed.

Damage to the structure, including detached buildings like sheds, garages, and fences, is covered by dwelling coverage. Personal property coverage covers items such as clothing and furniture damage and offers 50% to 70% of the home's overall coverage for items damaged by water or other qualifying perils.

Some situations involving water damage are not covered by standard insurance. These include water damage caused by flooding, damage caused by negligence, problems caused by poor maintenance, replacing or repairing the water damage source, sewer backup (which typically requires separate coverage), and mold (which is only covered if it is a result of a covered peril).

Miami Dade, Broward, Palm Beach County, Hollywood, Hallandale, North Miami Beach, Boca Raton, Aventura, Sunrise, and Plantation